Van Fleet Insurance
Van fleet insurance for delivery, courier, and service fleets, placed through A-rated carriers by a licensed independent agency with 20+ years of experience.
TL;DR
Van fleet insurance is commercial auto coverage structured around a business running two or more vans: cargo vans on delivery routes, sprinters on service calls, passenger vans moving crews or clients. Instead of managing each van as a separate insurance problem, the fleet is handled as one coordinated program with one renewal date and one agent who knows the operation. We shop A-rated carriers, and options can come back in as little as 72 hours.
Who This Is For
- Delivery and courier businesses running cargo vans and sprinters
- Plumbing, electrical, HVAC, and other service businesses with technician vans
- Shuttle and passenger-van operations moving employees or clients
- Any business with two or more vans on the road for work
On Time Delivery is a client we can name.
Not for a single-van owner-operator or a personal van used occasionally for the business.
What Van Fleets Commonly Need
Coverage depends on the vans you list, the policy terms, and how they are used:
- Commercial auto liability. Protects the business when a covered van causes bodily injury or property damage to someone else. See commercial auto liability
- Physical damage. Protects your own covered vans. Lenders commonly require comprehensive and collision on financed vehicles.
- Hired & non-owned auto. Protects the business from liability when rented or employee-owned vehicles are used for work, which delivery fleets commonly do at peak season.
Most contracts and lenders require more than the state minimum.
What Affects the Price
We don't publish a generic van-fleet rate. Route density, who drives, what is carried, whether passengers are transported, and the limits your contracts require all shape the options. Tell us about the vans and we come back with actual coverage and pricing.
How It Works
- 1Tell us about the vans, drivers, and routes.
- 2We shop A-rated carriers.
- 3We present the coverage and pricing.
- 4You bind and get your certificates.
FAQs
We add rented vans during the holidays. Are they covered?
Not by a policy that only lists your owned vans. That is a hired-auto exposure; ask us on the first call. Hired & non-owned auto
Can passenger vans and cargo vans be on the same program?
Tell us what each van does. Passenger use changes the underwriting, and the options depend on the carrier.
Related: Commercial fleet insurance · Small fleet insurance
Get your van fleet on one program.
Start the quote now. Nothing changes until you decide to bind.
Licensed in California, Nevada, Texas, Arizona, and Florida, with additional state licenses in progress. Nevada License #17116002. If your fleet is garaged in another state, ask us; we can often place coverage or point you to the right market.