Commercial Fleet Insurance

Commercial Fleet Insurance for Companies With Multiple Vehicles

Commercial auto fleet insurance for trucks, vans, limos, buses, shuttles, tow trucks, and contractor and security fleets — one policy that covers every vehicle in your operation.

Get a commercial fleet insurance quote in as little as 72 hours.

20+ years in commercial fleetA-rated carriersLicense #17116002

The Summary

If your business runs more than one vehicle, you can cover the whole fleet under a single commercial policy instead of managing a stack of separate ones. We're an independent agency, so we take your fleet details, shop A-rated carriers, and bring back options that fit how you actually operate. Most quotes come back within 72 hours.

Any fleet size — 2 to 100+ vehicles
Trucks, vans, limos, buses, shuttles & tow
Placed with A-rated carriers, in your name
By Fleet Size

Coverage by Fleet Size

Your fleet size changes what you pay and how a policy is structured. Pick where you fit:

2–10

2–10 vehicles

Small Fleet

For growing service businesses that have outgrown individual policies.

  • One master policy for every vehicle
  • Right-sized limits and deductibles
  • Add or drop vehicles anytime
Get small fleet coverage
Most Common
11–50

11–50 vehicles

Mid-Size Fleet

For operations that add and rotate vehicles regularly and need coverage that keeps up.

  • Coverage that scales as you grow
  • Pricing that reflects your safety record
  • One point of contact for your account
50+

50+ vehicles

Large Fleet

For established operators who want program-level pricing and risk management.

  • Program-level pricing built on your loss history
  • Access to specialty and hard-to-place markets
  • Certificate support for contracts and permits
Vehicles We Cover

Fleet Types We Insure

We don't just cover trucks. If your business runs multiple vehicles of almost any kind, there's a fleet policy for it.

Commercial Trucks

Box, semi, dump, and hazmat fleets.

Limo Fleet

Livery and chauffeur operations.

Bus Fleet

Charter, transit, and passenger operators.

Shuttle Fleet

Hotel, airport, and corporate shuttles.

Van Fleet

Cargo, delivery, and shuttle vans.

Tow Truck Fleet

Towing and recovery operations.

Contractor Fleets

Construction and trade vehicles.

Security Fleets

Patrol and response vehicles.

01Commercial Auto Liability
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Pays for injury or property damage your vehicles cause to other people. This is the coverage most operations are legally required to carry.

02General Liability
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Covers third-party claims that aren't tied to a vehicle, like an injury at your yard or job site.

03Physical Damage
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Pays to repair or replace your own vehicles after a collision, theft, fire, or similar loss.

04Hired & Non-Owned Auto
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Covers vehicles you rent, lease, or that employees drive for the business but you don't own.

Who We Serve

Industries We Serve

We work with businesses whose vehicles are the business:

01

Contractor and construction fleets

02

Security companies

03

Moving companies

04

Landscaping crews

05

Delivery and courier operations

Proof

Fleets We've Placed Coverage For

OTD

On Time Delivery

Delivery fleet

GS

Guard Security

Security fleet

DRM

Desert Ready Mix

Mixer / heavy fleet

Placed with A-rated carriers · Serving fleets for 20+ years

A-rated carriersIndependent agencyLicensed in NV
Process

How to Get Covered

  1. 1

    Tell us about your fleet.

    Vehicles, drivers, how you operate. A few minutes online or one phone call.

  2. 2

    We shop A-rated carriers.

    As an independent agency, we compare options instead of pushing one company's policy.

  3. 3

    We present your options.

    Clear coverage, clear pricing, no jargon.

  4. 4

    You bind coverage.

    Certificates in hand and your fleet on the road.

Most quotes come back within 72 hours.
How We Work

How We Work, and Who We Are Not For

What happens after you submit

A licensed agent reviews your fleet details and calls you within one business day. To quote quickly we need your vehicle list with VINs, your driver list, your current declarations page if you have one, and loss runs for the past three to five years.

Why a quote can take up to 72 hours

Carriers price a fleet on its loss history, driver records, radius, and vehicle mix. We send your submission to several A-rated carriers and wait on their underwriters. That is where the time goes, and it is why the quote is accurate when it comes back.

What slows a quote down

Missing loss runs, drivers with recent violations, and vehicles not yet titled to the business are the three most common delays. Tell us up front and we plan around them.

Who this is not for

We insure businesses that run two or more vehicles under one policy. If you are a single owner-operator, drive for rideshare, or need a personal auto policy, we are not the right fit and we will tell you so on the first call.

Independent Agency

Local Agents, Carrier Choice

We are an independent agency. That means we quote through multiple A-rated carriers instead of selling one company's policy. Our team is based in Las Vegas, and we write fleet insurance in Las Vegas and across the states where we are licensed.

Licensed in California, Nevada, Texas, Arizona, and Florida, with additional state licenses in progress. Nevada License #17116002. If your fleet is garaged in another state, ask us; we can often place coverage or point you to the right market.

01

How many vehicles do I need for a fleet policy?

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Many carriers treat two or more vehicles as a fleet, though the threshold varies. If you're running two vehicles and adding more, it's usually worth quoting a fleet policy.
02

Can I add or remove vehicles during the policy?

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Yes. Fleets change, and policies are built to handle it — you add a vehicle when you buy one and take one off when you sell it, rather than starting over each time.
03

How fast can I get covered?

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Most quotes come back within 72 hours once we have your fleet details. Turnaround depends on fleet size and the information you can provide up front.
04

Do you cover mixed fleets?

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Yes. A lot of operations run trucks, vans, and other vehicles together. One policy can cover the mix. commercial fleet insurance.
Ready

Ready to cover your fleet?

Get a quote in as little as 72 hours.

CallGet a Quote