Commercial Fleet Insurance for Companies With Multiple Vehicles
Commercial fleet insurance, also called commercial auto fleet insurance, puts your business vehicles into one insurance program placed by a licensed independent agency with 20+ years of experience through A-rated carriers.
Tell us about your fleet and get a quote in as little as 72 hours.
What Commercial Fleet Insurance Covers
Commercial fleet insurance is built for businesses operating multiple vehicles. The fix is simple: one policy, one renewal date, one agent who knows your fleet. We shop A-rated carriers, present the options, and let you decide what to bind. You see the choices before anything changes. Quotes can come back in as little as 72 hours.
Who Commercial Fleet Insurance Is For
If your business runs two or more vehicles, this page is for you. We place coverage for operations such as:
- Shuttle, limo, and bus companies moving passengers
- Contractors and trades running trucks and vans between job sites
- Security companies with patrol and response vehicles
- Moving, delivery, and courier operations
- Trucking fleets running box trucks, semis, dump trucks, or hazmat loads
The common thread is simple: multiple vehicles used by the business. If that's your operation, we'll tell you on the first call whether we're the right fit.
What's Included in a Fleet Policy
Fleet policies can combine different coverages. The exact policy language matters, so the licensed agent should confirm what is included before you bind. The goal is simple: know what each coverage does before you need to use it.
Commercial Auto Liability
Pays for injury and property damage your vehicles cause to others. It's usually the legally required core of the policy.
Physical Damage
Repairs or replaces your own vehicles after a covered loss like a collision, theft, or fire. Worth carrying when you can't easily absorb the cost of replacing a vehicle.
General Liability
Covers third-party claims that aren't about a vehicle, such as an injury at your yard or damage at a job site.
Hired & Non-Owned Auto
Covers vehicles you rent or that employees drive for work but the business doesn't own. Easy to overlook, and a common gap.
Coverage by Fleet Size
We work with fleets from 2 to 100+ vehicles. Start where you fit:
- Small Fleet (2–10 vehicles)
- Mid-Size Fleet (11–50 vehicles)
- Large Fleet (50+ vehicles)
Fleet Types We Cover
- Commercial trucks — box, semi, dump, hazmat
- Passenger fleets — limo, bus, shuttle
- Vans — cargo, delivery, shuttle vans
- Specialty — tow truck fleets
Industries We Work With
Contractors, security companies, movers, landscapers, and delivery operations all rely on multiple vehicles. We place coverage for those business fleets, including fleet insurance in Las Vegas.
How It Works
- 1Tell us about your fleet.
- 2We shop A-rated carriers.
- 3We present your options.
- 4You bind and get your certificates.
What Fleet Owners Say
Clients include On Time Delivery · Guard Security · Desert Ready Mix.
Commercial Fleet Insurance FAQs
Is commercial fleet insurance cheaper than insuring each vehicle separately?
We won't promise that before we quote it. The useful comparison is the actual option in front of you. We collect the fleet details, shop A-rated carriers, and show you the pricing and coverage so you can compare it for yourself.
What's the difference between commercial auto and fleet insurance?
Commercial auto usually means one or a few vehicles on individual policies. Fleet insurance brings your vehicles together under one policy, which is simpler to manage as you grow.
How many vehicles make a "fleet"?
We work with fleets from 2 to 100+ vehicles. If you operate at least two business vehicles, start with the fleet details and we'll tell you if the placement fits.
What do you need from me to quote?
Tell us about the fleet, the vehicles, and the drivers. A licensed agent calls within one business day and lets you know what else is needed to shop the quote.
Cover Your Whole Fleet Under One Policy
Start before your renewal or certificate deadline. Nothing changes until you decide to bind.
Licensed in California, Nevada, Texas, Arizona, and Florida, with additional state licenses in progress. Nevada License #17116002. If your fleet is garaged in another state, ask us; we can often place coverage or point you to the right market.