Commercial Truck Fleet Insurance
This page is for companies running two or more trucks, not for single-truck owner-operators. Commercial truck fleet insurance for businesses running multiple trucks, placed by a licensed independent agency with 20+ years of experience through A-rated carriers.
Truck Fleet Coverage in Short
Commercial truck fleet insurance is for businesses running two or more trucks, not a single owner-operator. Instead of managing truck coverage one unit at a time, you can bring the fleet together and work with one agent who knows the operation. We shop A-rated carriers, with quotes in as little as 72 hours.
Who This Is For
If your business runs multiple trucks, this page is for operations such as:
- Delivery and moving fleets running box trucks
- Regional and long-haul fleets running semis
- Construction and hauling fleets running dump trucks
- Fleets that transport hazardous materials
This service is not for a single owner-operator or a one-truck business. If you run a mixed fleet of cars and vans too, start with commercial fleet insurance, or with small fleet insurance if you run 2 to 10 vehicles.
Trucks We Cover
Box truck fleets
Delivery, moving, last-mile.
Semi truck fleets
Tractors and trailers.
Dump truck fleets
Construction and hauling.
Hazmat fleets
Specialized commercial truck operations.
We also place fleet coverage for businesses operating cement mixers and utility trucks as part of a multi-vehicle operation.
What a Truck Fleet Policy Includes
- Primary liability — The required coverage for injury and property damage to others.
- Physical damage — Repairs or replaces your own trucks.
- Cargo coverage — Protects the freight you haul (limits vary by what you carry).
- Specialty coverages — Added based on your operation and loads.
A box-truck delivery fleet and a business running semis or dump trucks don't look the same. We start with the actual operation, then place coverage from there.
What Affects the Price
Truck fleet premiums move with the type of trucks, what you haul, how far you run, your drivers' records and experience, and your claims history. Give us those details and we compare A-rated carriers and explain what's driving your number. You decide whether the coverage and price fit.
How It Works
- 1Tell us about your truck fleet and drivers.
- 2We shop A-rated carriers.
- 3We present the coverage options.
- 4You bind and get your certificates.
Commercial Truck Fleet Insurance FAQs
Is this for owner-operators?
No. This service is for businesses running two or more vehicles. If you operate one truck, this fleet service is not for you.
Do you cover mixed truck fleets?
Yes. We place coverage for multi-vehicle businesses that operate different types of commercial trucks in the same fleet.
Put Your Whole Truck Fleet on One Policy
Start before your renewal or certificate deadline. No obligation until you decide to bind.
Licensed in California, Nevada, Texas, Arizona, and Florida, with additional state licenses in progress. Nevada License #17116002. If your fleet is garaged in another state, ask us; we can often place coverage or point you to the right market.